Will driving without compulsory traffic insurance result in a 12-point deduction?

1 Answers
McCali
07/25/25 9:11pm
Driving without compulsory traffic insurance does not result in a 12-point deduction, but a 1-point deduction. Additionally, if caught by traffic police while driving without compulsory traffic insurance, the following penalties will be imposed: 1. A fine of twice the original cost of the compulsory traffic insurance must be paid; 2. The vehicle will be impounded until the compulsory traffic insurance is purchased. If the vehicle owner discovers that the compulsory traffic insurance has expired, renewing it within 3 months will still allow for a discount. However, if the renewal is delayed beyond this period, the discount will no longer be available, and the renewal process will become more complicated. If the compulsory traffic insurance was not paid for the previous year, there is no need to make up the payment for the current year. During the first 6 years of a new vehicle, inspections are required every 2 years, meaning that if the compulsory traffic insurance is not paid for 24 months, the vehicle will not be eligible for annual inspection. Furthermore, if the compulsory traffic insurance expires and the owner has not purchased commercial insurance, in the event of an accident, the owner will face substantial compensation costs, all of which must be borne by the owner themselves.
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