Will driving on the highway without compulsory traffic insurance be detected?
1 Answers
Driving on the highway without compulsory traffic insurance will not be detected. However, if stopped by traffic police and found without valid compulsory traffic insurance, you may face administrative penalties such as vehicle impoundment, fines, and demerit points. Compulsory traffic insurance is a mandatory coverage: As a state-mandated insurance, compulsory traffic insurance is required for all vehicles to be legally driven on the road. Additionally, vehicles must display the compulsory traffic insurance sticker on the front windshield as required. Failure to display the sticker may result in penalties, unless the local area has implemented an electronic insurance policy system, in which case the paper sticker is not necessary. Characteristics of compulsory traffic insurance: From a legal perspective, compulsory traffic insurance is a type of liability insurance. According to Article 65 of the Insurance Law, it refers to insurance where the insured is liable for compensation to a third party as required by law. When the insured causes damage to a third party, the insurer may, in accordance with legal provisions or the terms of the contract, directly compensate the third party with the insurance payment.