Will Car Insurance Increase in the Second Year After Wading Through Water?
1 Answers
Making a claim under the wading insurance will affect the premium discount for the second year, but it only impacts the discount on the comprehensive car insurance premium. Using the wading insurance is equivalent to using the comprehensive car insurance, which will influence the premium discount for the comprehensive car insurance in the second year. There might be a slight increase, but it won't affect the premiums of other car insurances. Below is additional information: 1. Introduction: Wading insurance, also known as auto loss insurance or engine special loss insurance, varies in name among different insurance companies but is essentially the same. It is a newly derived type of insurance, referring to an additional coverage purchased by the car owner for the engine. 2. Basic Definition: Wading insurance is a newly derived type of car insurance, primarily referring to an additional coverage purchased by the car owner for the engine. It mainly provides compensation for engine damage caused by driving through waterlogged roads or being submerged in water. However, if the car owner forcibly starts the engine after being submerged, causing damage, the insurance company will not provide compensation.