Will an accident affect my car insurance next year?

1 Answers
SanTessa
08/26/25 3:00am
An accident will affect your car insurance next year. If you file a claim once, the premium for the next year will be calculated at the standard rate. Here is an introduction to car insurance purchase: 1. Purchase method: Car insurance can be reasonably purchased according to the owner's needs, either at a 4S shop or elsewhere. 2. Buying a car with a loan: Generally, when buying a car with a loan, insurance must be purchased in the store, and a certain renewal deposit will be charged. 3. Compulsory insurance: This is a mandatory insurance in China, and all vehicles must purchase this type of insurance. 4. Insurance coverage: If the vehicle involved in an accident has compulsory third-party liability insurance, the insurance company will pay the rescue costs within the liability limit.
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