
Vehicles will be caught if driven without compulsory traffic insurance, as national regulations stipulate that purchasing compulsory traffic insurance is a prerequisite for vehicles to be on the road. If driven without it, the vehicle will be directly intercepted and penalized by traffic police on patrol. Introduction to Compulsory Traffic Insurance: Compulsory Traffic Insurance for Motor Vehicle Accidents is mandatory insurance that must be purchased for motor vehicles to be driven on the road. The premium for this insurance is uniformly set nationwide by the state, with the final price determined based on factors such as the vehicle model, usage characteristics, and the number of seats. Claim Recipients: The recipients of compulsory traffic insurance claims do not include the vehicle's occupants or the insured. In the event of a motor vehicle accident, compensation is provided within the liability limits of the compulsory traffic insurance for property losses and personal injuries caused to the victims.

I've been in this situation before, don't take chances! Nowadays, smart cameras are everywhere on the roads. The traffic police can easily check your license plate number in their system, and your insurance information will be exposed. Last year, my neighbor secretly drove an uninsured car to the supermarket and got caught by an electronic eye at a red light intersection. He received a penalty notice the same day. If caught, not only will your car be impounded, but the fine will also be twice the insurance premium, and the paperwork to reinstate everything is a huge hassle. The worst part is if you hit someone, you'll have to cover all the compensation yourself, which could amount to hundreds of thousands. So, paying for compulsory traffic insurance on time is taking responsibility for yourself. Taking two minutes to check your insurance policy before heading out is really worth it.

From a legal perspective, compulsory traffic insurance (CTI) is mandatory, and the likelihood of being checked on the road is very high. Traffic police often conduct random checks at intersections, especially during holiday checkpoints, where they can scan license plates to verify insurance status. I've handled numerous cases where uninsured drivers not only faced double fines but also had their vehicles impounded until all procedures were completed. More critically, in the event of an accident, insurance companies won't intervene. If the other party suffers severe injuries, medical expenses could bankrupt you. There's a valid reason why the law requires CTI—it serves as the first line of defense for road safety.

After working in the car repair industry for so long, I've seen it all. Some car owners think it's no big deal if their insurance sticker expires, only to fail the annual inspection. Nowadays, the testing station's computer system is directly connected to the insurance company's database—no compulsory traffic insurance, no passing the annual check. I've even had clients stopped at highway toll stations because the system automatically flagged their insurance as abnormal. For everyday driving, you might get away with minor scratches, but if a major accident happens, uninsured owners have to pay for their own repairs and damages—even the towing fees can be crushing. Seriously, skimping on insurance ends up costing way more in the long run.


