Will a Flood-Damaged Car Definitely Be Scrapped?

[Albert]

A flood-damaged car is not necessarily scrapped. Whether a flood-damaged car is scrapped follows the same standards as vehicles damaged by other causes. When a vehicle is damaged in a traffic accident, insurance companies generally adhere to a "repair-first" principle, and only scrap the vehicle under specific conditions. Below are the scrapping criteria: 1. When the repair costs exceed 80% or more of the vehicle's value, the insurance company will process the claim as a total loss. 2. The vehicle meets the conditions specified in Article 4 of the "Mandatory Scrapping Standards for Motor Vehicles," which states that registered motor vehicles must be mandatorily scrapped under the following circumstances: (1) After repair and adjustment, the vehicle still fails to meet the national safety technical standards for in-use vehicles; (2) After repair, adjustment, or the application of control technology, the vehicle's emissions or noise still fail to comply with national standards for in-use vehicles. If any of these conditions are met, whether through insurance claims or self-funded repairs, the vehicle should be mandatorily scrapped.