Why Shouldn't You Lend Your Car to Others?
2 Answers
The reasons for not lending your car include legal regulations, high accident risks, and borrowers' lack of care for the vehicle. Legal regulations: According to relevant laws, if the borrower causes an accident, insurance coverage is often insufficient, and the car owner may still bear responsibility. If the borrower is unreasonable, there may be no compensation for damages. High accident risks: The rapid increase in vehicles has made road conditions more tense and congested, making scratches, collisions, and undercarriage damage more likely. Borrowers' lack of care for the vehicle: Few people who borrow cars take good care of them, often leading to high-speed driving and overloading.
The main reason not to lend your car to others is the huge responsibility involved. I mean, once I lent my car to a colleague for an errand, and he drove too recklessly, resulting in a minor accident that cost me thousands in repairs. The key issue was that, as the car owner, I had to handle the insurance claim, and the insurance company was particularly strict in their investigation, which made things quite troublesome for me. Secondly, lending your car to others can easily lead to legal risks. For example, if the person commits a traffic violation, the camera captures your license plate, and the ticket will be sent to you. Additionally, cars are valuable assets—if they get scratched or internal parts are damaged while lent out, the repairs can be a big hassle. That’s why I now refuse to lend my car to friends, preferring to help them call a taxi or suggest renting from a car rental service. Maintaining a car is already tiring enough, and lending it out leads to a sudden spike in mileage, which isn’t good for the car’s lifespan. Overall, car owners bear significant responsibility—it’s best not to add unnecessary stress.
