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Why is the original vehicle conformity certificate required to be mortgaged at the DMV?

1 Answers

Mario

07/30/25 1:45am

The reason the original vehicle conformity certificate is required to be mortgaged at the DMV is to serve as part of the vehicle's records kept at the DMV. About the Vehicle Conformity Certificate: The Vehicle Conformity Certificate is a statutory document printed by the vehicle manufacturer and delivered with the vehicle to certify its compliance. In simple terms, the vehicle conformity certificate is the 'ID card' of the vehicle. A new vehicle without this certificate is equivalent to being 'unregistered'. Additionally, this certificate is a valid credential for vehicle registration and insurance purchase. Without the conformity certificate, normal registration is not possible, and some types of insurance cannot take effect. Uses of the Vehicle Conformity Certificate: The Vehicle Conformity Certificate is required for vehicle registration, licensing, road use, insurance purchase, transfer, and deregistration. The conformity certificate is another crucial document for a vehicle and is essential for vehicle registration. Only vehicles with a conformity certificate meet the national requirements for motor vehicle equipment quality and related standards. Without a conformity certificate or if the certificate cannot be obtained in time, the vehicle is considered unregistered and is not permitted to be driven on the road.

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