Why is the car still under company ownership after 3 years of repayment with Tangeche?

[ONorah]

The reasons why the car is still under company ownership after 3 years of repayment with Tangeche are as follows: First-year rent-to-own model: Tangeche adopts a rent-to-own model in the first year. The so-called company ownership means the vehicle belongs to the enterprise as a public vehicle, while private ownership means it belongs to an individual. Low down payment with high monthly installments: Essentially, it means the buyer rents a car with a low down payment and pays monthly rent until the first year ends, after which it becomes a normal car purchase installment plan. This means the car has no relation to the buyer other than being used by them, and the ownership will be transferred to the buyer after full repayment, with one transfer record. A low down payment will inevitably result in high monthly installments.

[McLawson]

I've studied quite a few cases of this financing lease model like Tangeche. It's normal for the car to be registered under the platform's corporate account during the first year rental period. But after three years of payments, it should theoretically be transferred to your name. From similar cases I've seen, there are usually these reasons: First, the final payment might not be settled - those three years of installments could be lease payments rather than purchase payments. Second, you might have forgotten to apply for the transfer, as platforms won't initiate it automatically. Third, there could be system delays, or your original agreement might include additional fees that need to be paid before the transfer. I recommend immediately checking your payment records and contacting customer service to verify the terms. Don't delay - having a corporate-registered vehicle can complicate subsequent procedures.

[Mason]

My neighbor had the same issue last year! Tangeche's financial lease is divided into two phases: the first 12 months are the lease period, and it's normal for the car to be under the company's name. For the subsequent 36 months, if you make regular payments, you should apply for the title transfer in the last three months. From your description, it seems the car hasn't been transferred to private ownership after three years of payments, likely stuck in the final step of the purchase process. Focus on checking three key points: Does the contract specify the final payment amount? Are there any default records affecting the transfer? Does the platform require additional fees? The most reliable approach is to visit an offline store with your ID and payment receipts. I've seen cases where things were delayed until complaints to consumer associations resolved them.

[VonTravis]

The public account status lasting for three years doesn't seem right. The standard procedure is: choose installment purchase after the first-year lease term ends, complete 36 payments, then settle and transfer ownership. You might have forgotten to apply for the transfer - the system doesn't automatically switch to private account. Some users get stuck in transfer due to credit issues, or platform operational errors causing missed procedures. Another common reason is the low initial down payment resulting in high remaining balance that didn't meet transfer criteria. Just log into the DanGeChe APP to check your account status for any pending items. Handle any overdue payments immediately if present.