Why is Secondary Ignition Not Covered by Insurance?

1 Answers
CalvinRose
07/29/25 9:33am
Secondary ignition is considered a human-caused factor, and vehicle damages resulting from human causes are not covered by the insurance policy. Below is relevant information about secondary ignition: Introduction: During water wading, if water blocks the air intake and causes the vehicle to stall, attempting to restart the engine is referred to as secondary ignition. Precautions: It is important to note that even if the water on the road has receded, you should avoid attempting to restart the engine, as there may still be water in the intake pipe, and electrical systems may malfunction after being submerged. The best course of action is to contact a towing company. Do not try to save on towing fees at the risk of causing greater damage. When arranging for a tow, clearly communicate to the staff that the vehicle stalled during water wading. For easier towing, the towing company may shift the gear to neutral. Without understanding the situation, they might attempt to start the engine, so it is crucial to explain the circumstances clearly.
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