Why is car insurance more expensive at 4S stores?

1 Answers
EloiseLee
07/25/25 5:21am
Because purchasing car insurance at a 4S store makes the claims process simpler, ensures the quality of parts, and offers significant advantages in repair technology, the price tends to be higher. Below are introductions to different channels for purchasing car insurance: 1. Telemarketing: Telemarketing is a common method of selling car insurance in daily life. Due to intense competition among peers, telemarketing prices are relatively cheaper, and services like driving the car in for repairs when issues arise are generally available. However, some sales personnel might exaggerate to boost their performance, so it's important to make a rational choice when purchasing insurance. 2. Referral by acquaintances: The biggest advantage of referrals by acquaintances is the lower price, and there's usually a better way to handle claims, such as recommending a reliable repair shop. However, there are drawbacks; if there's an issue with the product, it might be more troublesome. 3. Insurance company's official website: Purchasing insurance by logging into the insurance company's official website is another common method. It's cheap, convenient, and makes the claims process easier, making it an important channel for many car owners to buy car insurance. The downside is that you need to handle everything yourself.
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