Why is car insurance denied?

[JeffreyDella]

Car insurance may be denied due to the vehicle having too many claims or being an older or luxury car. Here is some relevant information about insurance denial: Introduction: Insurance denial refers to situations where the insured's health condition or occupation does not meet the underwriting standards of the insurance company. Cases of denial: Insurance companies typically allow up to 5 claims. Exceeding this limit may result in non-renewal, though in special cases, renewal might be possible with increased premiums after negotiation. Since different insurance companies have varying policies, specific cases may differ. For vehicles with long usage periods, most insurance companies adopt a "keep at a distance" approach. The definition of an "older vehicle" varies among companies, ranging from 7 to 15 years. For example, some companies may refuse to insure vehicles over 10 years old for comprehensive coverage, third-party liability, or theft insurance, while still allowing third-party or seat insurance.