Why is a second ignition not covered for flooded vehicles?
1 Answers
Flooded vehicles are not covered for a second ignition because it causes engine damage, which falls under the exclusions clause of the vehicle damage insurance. Below is a detailed introduction to vehicle damage insurance: Meaning of vehicle damage insurance: Vehicle damage insurance refers to a type of commercial auto insurance where the insurance company compensates within a reasonable range for damages to the insured vehicle caused by an accident while the insured or an authorized driver is operating the insured vehicle. Coverage of vehicle damage insurance: Generally, vehicle damage insurance covers losses to the insured vehicle caused by natural disasters such as lightning, storms, heavy rain, floods, and accidents like collisions and overturns, as well as related rescue expenses.