Why is a car considered totaled after being submerged in water?

1 Answers
DelBennett
07/30/25 10:49am
It is not always the case that a car is considered totaled after being submerged in water. Here are the relevant details: 1. Water-crossing vehicle: Water reaches the wheels, but the interior remains dry. This is commonly referred to as a water-crossing situation, which is relatively common and generally causes no damage to the vehicle. 2. Water-damaged vehicle: Water reaches halfway up the wheels, and the interior is flooded up to below the dashboard (generally called a water-damaged vehicle). This situation causes damage to the vehicle's performance, but with professional treatment, the car can still be used. 3. Flood-damaged vehicle: The water level exceeds the wheels, and the interior is flooded up to the dashboard (generally called a flood-damaged vehicle). In such cases, the water level has already caused severe damage to the engine, transmission, and electrical systems, and it is not recommended to continue using the vehicle even after repairs.
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