Why can't the Emgrand shift gears?

can dealers sell cars below invoice

Yes, car dealers can and often do sell vehicles below the invoice price . The invoice price, which is commonly mistaken for the dealer's actual cost, is just the starting point for negotiations. Dealerships have several financial mechanisms that allow them to profit even on a sale priced below this figure. The primary reason this is possible is the dealer holdback . This is a percentage of the vehicle's Manufacturer's Suggested Retail Price (MSRP) that the manufacturer returns to the dealer after the sale, typically ranging from 1% to 3%. This holdback is designed to cover the dealer's basic overhead and ensures they don't lose money on every car. For a $40,000 SUV with a 2% holdback, the dealer gets $800 back from the manufacturer, making a below-invoice sale much more feasible. Beyond the holdback, dealers earn money through manufacturer incentives . These are cash bonuses paid by the automaker for achieving specific sales targets, moving slow-selling models, or for other promotional reasons. These incentives are not reflected in the invoice price. A dealer might be offered a $2,000 "dealer cash" incentive on a particular model, allowing them to sell the car for $2,000 below their invoice cost and still break even or make a small profit. The willingness to sell below invoice often depends on the vehicle's demand and inventory levels. A slow-selling model that's been sitting on the lot for months is a prime candidate for a deep discount. The dealer is motivated to free up space and capital for newer, faster-selling inventory. In contrast, a highly sought-after new model or a limited-edition vehicle will rarely be discounted. Factor Description Typical Impact on Final Price Dealer Holdback A percentage of MSRP (1-3%) refunded to the dealer by the manufacturer. Can allow a discount of $500-$1,500 below invoice. Manufacturer Incentives Secret cash bonuses from the automaker to the dealer for hitting sales goals. Can facilitate discounts of $1,000-$5,000+ below invoice. Dealer Financing Reserve A kickback from the bank when the dealer arranges customer financing. Not a direct price cut, but adds to dealer profit. Inventory Age How long a specific vehicle has been on the dealer's lot. Older inventory (90+ days) often gets steeper discounts. Model Popularity The current market demand for a specific vehicle. High-demand models sell at or above MSRP; low-demand models see bigger discounts. Ultimately, the final price hinges on negotiation. Knowing that these backend profits exist empowers you as a buyer. Your goal should be to research not just the invoice price, but also any available national incentives and the average selling price in your area to secure the best possible deal.

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can baby wear a sweater in car seat

No, you should not put a baby in a car seat while wearing a bulky sweater or winter coat. The primary reason is safety: thick padding compresses in a crash, creating dangerous slack in the harness straps. A properly tightened harness should be snug against the body, with no extra material that can compress. Instead, dress the baby in thin, fitted layers like cotton underwear and pants, and place a blanket or a backward-fitting coat over the secured harness for warmth. This "harness first, coat after" method ensures the car seat's safety systems work as engineered. The 5-point harness needs to contact the child's body directly to restrain them effectively. To check if a layer is too thick, perform the "pinch test": buckle your child in with the sweater on, tighten the harness appropriately, then remove the child without loosening the straps. Put the child back in. If you can pinch a vertical fold of the harness strap at the shoulder, it's too loose. The harness should be so tight you cannot pinch any excess webbing. Common Unsafe Clothing Items Safe Alternatives Puffy Winter Coats Fleece Jacket or Onesie Bulky Snowsuits Thin Layers (e.g., cotton bodysuit) + Blanket Thick Sweaters Thin, Fitted Sweater or Long-Sleeve Shirt Hooded Coats (with thick padding) Hat (no hood under harness) & Coat worn backwards over harness The safest practice is to warm up the car first, then secure your baby in the seat with thin layers. You can also use a car seat cover that goes over the entire seat shell without interfering with the harness. This guideline is supported by the National Highway Traffic Safety Administration (NHTSA) and child passenger safety technicians, who emphasize that a properly worn harness is the single most important factor for crash protection.

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can car insurance cover hail damage

Yes, standard car insurance can cover hail damage, but only if you have comprehensive coverage . This is an optional type of insurance that protects your vehicle from damage not caused by a collision. If you only carry the minimum liability insurance required by your state, hail damage will not be covered, and you will have to pay for repairs out of pocket. Comprehensive coverage is designed for exactly these kinds of unpredictable events. It covers damage from falling objects (like hail), theft, vandalism, fire, and natural disasters. When a hailstorm hits, the resulting dents and broken glass are a classic example of a claim under this policy. Filing a Claim and the Deductible The process is straightforward. You would contact your insurance company, file a claim, and an adjuster will assess the damage. The key financial factor is your deductible —the amount you pay out of pocket before insurance kicks in. If the repair cost is $2,000 and your deductible is $500, your insurer would cover the remaining $1,500. It's important to weigh the cost of repairs against your deductible; if the damage is minimal, it might be cheaper to handle it yourself without filing a claim. What About "Acts of God"? Hailstorms are often referred to as "acts of God" in insurance terms. This is just a phrase for natural events that are outside human control. Comprehensive coverage explicitly includes these events, so you don't need a special policy. However, after a major storm, it's wise to act quickly. Local repair shops can get backed up, and your insurer may have specific networks of preferred providers. Consideration Details Impact on You Required Coverage Comprehensive (optional) Must be on your policy for coverage. Typical Deductible $250 - $1,000 The amount you pay before insurance pays. Claim Impact Can affect future premiums Multiple claims may increase your rates. Repair Method Paintless Dent Repair (PDR) Often used for hail; less expensive and preserves paint. Severe Damage Vehicle may be "totaled" If repair costs exceed car's value, insurer pays its value. Ultimately, if you live in an area prone to severe weather, comprehensive coverage is a wise investment for peace of mind.

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can car insurance go up due to call

Yes, making a phone call while driving can lead to an increase in your car insurance premiums, but it's an indirect process. The call itself isn't the trigger; it's the resulting traffic violation or at-fault accident that gets reported to your insurer. If you are ticketed for distracted driving—which includes illegal cellphone use—that violation goes on your driving record. Insurance companies periodically review these records, and a new violation signals higher risk, which they offset by raising your rates. The financial impact depends on your state's laws, your insurer's policies, and your past driving history. A first-time distracted driving ticket can be costly. The fine is just the beginning; the subsequent premium increase can add hundreds of dollars to your annual insurance cost. The table below illustrates potential premium increases based on a single distracted driving violation, though actual figures vary by insurer and driver profile. Insurance Company Estimated Annual Premium Increase After a Distilled Driving Violation State Farm $200 - $400 Geico $150 - $350 Progressive $250 - $500 Allstate $300 - $600 USAA $100 - $300 The risk is even greater if the phone call leads to an accident. An at-fault accident, especially one where distracted driving is cited as the cause, will have a more severe and long-lasting impact on your premiums than a standalone ticket. To avoid these increases, the safest practice is to use hands-free systems exclusively or to pull over safely to make or take a call. Ultimately, insurers are pricing your risk level, and any behavior that increases the likelihood of a claim will be reflected in your rate.

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can dealers sell salvage title cars

Yes, car dealers can legally sell vehicles with salvage titles in most states, but the transaction comes with significant risks and responsibilities that are primarily placed on the buyer. A salvage title is issued when an insurance company deems a car a total loss, typically due to severe damage from an accident, flood, or theft. The primary risk involves safety. A salvaged car has undergone major repairs, and the quality of this work is critical. Shoddy repairs can leave hidden structural or electrical issues that compromise the vehicle's safety in a subsequent collision. Furthermore, insuring a salvage-title car is challenging. Many major insurers will refuse to provide comprehensive or collision coverage, and those that do often charge higher premiums. Resale value is also drastically lower, as the salvage brand permanently diminishes the car's market appeal. Before considering such a purchase, a pre-purchase inspection by an independent, trusted mechanic is non-negotiable. They can assess the quality of the repairs. You must also verify the specific laws in your state regarding salvage titles, as some require a rigorous "rebuilt" inspection before the car can be legally driven. Always get the full repair history and be prepared for higher financing costs, if financing is available at all. Consideration Key Points & Potential Outcomes Safety Underlying structural damage, compromised airbag systems, faulty electrical work. Insurance Limited provider options, significantly higher premiums, often only liability coverage available. Resale Value Typically 40-60% lower than a comparable clean-title vehicle; very difficult to sell later. Financing Most banks and credit unions will not provide loans for salvage-title cars. Legal Requirements Varies by state; may require a "rebuilt salvage" title after a specific safety inspection. While the lower upfront cost can be tempting, it's crucial to weigh these substantial long-term drawbacks carefully.

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can babies wear bunting in car seat

No, you should not put a baby in a car seat while they are wearing a thick, puffy bunting or snowsuit. The primary danger is that the bulky material compresses during a crash, creating dangerous slack in the harness straps. This extra space can allow the child to be ejected from the seat or suffer severe injuries from the sudden force. The harness needs to be snug against the child's body to work correctly. A proper car seat harness should pass the "pinch test" : if you can pinch a vertical fold of the harness strap at the child's collarbone, it's too loose. A thick bunting makes it impossible to achieve a truly snug fit, giving a false sense of security. Instead, dress your baby in thin, tight-fitting layers like a onesie and leggings. You can then place a thin blanket over the already-secured harness, or use a car seat cover that fits over the seat's shell without going under the baby or interfering with the straps. For extreme cold, consider a car seat poncho or a bunting that is specifically designed and tested for car seat safety, which is typically thin and made of compressible material like fleece. The American Academy of Pediatrics (AAP) and the National Highway Traffic Safety Administration (NHTSA) both advise against bulky clothing under harness straps. The rule is simple: the harness must always be tight against the body. Risk Factor with Bulky Clothing Safer Alternative Key Rationale Harness compression creates slack Thin, tight-fitting layers (cotton, fleece) Ensures harness remains snug against the body in a crash False sense of proper tightness Use the "pinch test" on the straps Verifies correct harness tightness without compression Interferes with proper harness positioning Blankets or covers placed over the secured harness Warmth is added without compromising safety Potential for overheating indoors Layering with removable outer layers Allows for temperature regulation when moving between car and buildings Reduces effectiveness of side-impact protection Using a car seat poncho or approved cover Maintains the integrity of the car seat's safety design

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Why can't the Emgrand shift gears?

can dealers sell cars below invoice

can baby wear a sweater in car seat

can car insurance cover hail damage

can car insurance go up due to call

can dealers sell salvage title cars

can babies wear bunting in car seat

can car seat be used in uhaul truck

can car insurance start immediately

can extreme heat damage car battery

can car oil be used in a motorcycle