Why Can Only 80% of Tire Insurance Be Claimed?

1 Answers
MargaretRose
07/30/25 6:40am
Tire insurance can only be claimed at 80% for the following reasons: Quality Guarantee Insurance: Quality guarantee insurance refers to liability caused by product quality issues. According to national regulations, tires are considered consumables, and individual damage is not covered by (any insurance company's) compensation scope. Therefore, they cannot be compensated, and there are no additional insurance options. However, if the issue is related to quality, at most, only 80% can be claimed. Liability Insurance: Liability insurance refers to the insured's responsibility to third parties. For example, human intervention causing a tire blowout is merely a 'single damage.' Many insurance companies do not have such a claim item, so no compensation is required.
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