Whose points will be deducted if someone else violates traffic rules while borrowing a car?
2 Answers
Deducting points is not related to whose car is being driven, but mainly depends on whose driver's license is used to pay the fine. In practice, for traffic violations recorded by traffic monitoring technology, when the driver can be identified, the identified driver will be penalized and points will be deducted. In cases where the driver cannot be identified, the vehicle owner or manager will be penalized without points being deducted. Extended information about traffic violations is as follows: Introduction: Traffic violations (formerly known as traffic offenses, now referred to as traffic violations) generally refer to actions by motor vehicle drivers, non-motor vehicle drivers, or pedestrians that violate road traffic safety laws, traffic management regulations, or affect road conditions. Traffic Violations: Generally, there are two main types of traffic violation fines. One is on-the-spot violation tickets. The other is electronic violation records. On-the-spot violation tickets are usually issued by traffic law enforcement officers who gather evidence at the scene and issue a penalty decision. Of course, urban management law enforcement officers can also issue fines, as parking on sidewalks or public areas not designated for traffic constitutes a violation of urban management regulations and falls under the jurisdiction of the urban management department.
I understand your question. As someone with extensive driving experience, regarding who gets the penalty points when someone else borrows your car and commits a traffic violation, according to traffic regulations, the responsibility for point deductions typically falls on the actual driver. Since the penalty point system is based on driving license records, if traffic police can confirm who was driving at the time, they will directly deduct points from that person's license. Although you are the car owner, you only need to cooperate by providing proof of lending, such as chat records or a car borrowing agreement. If the borrower denies responsibility, you as the owner can appeal to the traffic management department and provide evidence. This is crucial, otherwise the ticket will be sent to you, and you'll have to deal with the hassle. Additionally, before lending your car, always check the borrower's driver's license to ensure it's not expired or has a high number of penalty points, preventing disputes in case of incidents. If a violation occurs, promptly contact the borrower to handle it themselves to avoid affecting your insurance discounts or credit record. Overall, these measures are in place to protect the rights of both parties and reduce disputes over car borrowing.
