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Who to Claim Compensation from When a Car is Damaged by a Tree Blown Down by Strong Wind?

1 Answers

LolaMarie

07/30/25 7:38am

When a car is damaged by a tree blown down by strong wind, you can claim compensation from the insurance company. Here are the details: 1. Reason: According to the relevant provisions of commercial insurance, during the insurance period, if the insured motor vehicle suffers direct loss due to "falling or collapse of external objects", the insurer shall be responsible for compensation in accordance with the terms of the insurance contract, which falls within the scope of vehicle damage insurance. A car being hit by a tree blown down by strong wind is considered as the collapse of an external object and falls within the insurance company's claim coverage. 2. Introduction to auto insurance: Motor vehicle insurance, also known as auto insurance (referred to as car insurance), is a type of commercial insurance that covers personal injury or property damage caused by natural disasters or accidents to motor vehicles. Motor vehicle insurance, or "car insurance", is a type of transport tool insurance that covers the motor vehicle itself and its third-party liability, among other things.

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