Who is responsible for windshield damage caused by stones on the highway?
2 Answers
If you can identify the vehicle that kicked up the stone and provide evidence, you can file a claim. If the responsible vehicle cannot be identified, you will have to handle the matter yourself. Here is some relevant information about highways: 1. Introduction to highways: Highways refer to high-speed roads, which are faster compared to medium-speed and low-speed roads. In environments where low-speed is predominant, low-speed is considered normal or standard speed, while in environments where medium-speed is predominant, medium-speed is considered normal or standard speed. 2. Precautions before entering a highway: Check the weather and road conditions, perform a safety inspection on your vehicle, plan your route in advance, carry a warning triangle and a fire extinguisher, and determine your driving and rest schedule beforehand.
I've been driving long-haul trucks for over a decade and have had many experiences with windshield damage from flying stones on highways. I remember last summer when I was driving on the G4 Expressway, a truck passed by, and suddenly a stone flew over and hit the windshield, causing a crack. It gave me quite a scare! I immediately pulled over safely to take photos and videos as evidence. Then, I called my insurance company to file a claim, and they sent someone for repairs. The whole process took about half an hour, and I only had to pay a 100-yuan deductible. Comprehensive auto insurance usually covers such incidents, but it's important to check your policy details in advance. For prevention, I recommend maintaining a 150-meter following distance, avoiding construction zones or areas with debris, and regularly inspecting your windshield for small cracks that should be repaired promptly. Highway risks are unpredictable, but being prepared can save a lot of hassle. If an accident happens, stay calm—prioritize safety and handle the insurance claim properly.
