Who is Responsible for Accidents During Test Drives?

[MacDominic]

In the event of an accident during a test drive, both the test driver and the 4S store are responsible. If a collision occurs during the test drive, resulting in injury to a person or property damage, and the vehicle is uninsured, the 4S store should bear the liability within the compulsory traffic insurance limit. If the vehicle is insured, the insurance company will compensate within the mandatory third-party liability insurance limit, and the remaining losses will be shared between the test driver and the 4S store based on their respective fault. If there is evidence that the non-motor vehicle driver or pedestrian is at fault, the liability of the motor vehicle party may be appropriately reduced according to the degree of fault. If the motor vehicle party is not at fault, they will bear no more than 10% of the compensation liability. If the loss from the traffic accident is caused intentionally by the non-motor vehicle driver or pedestrian colliding with the motor vehicle, the motor vehicle party will not bear any compensation liability.