Which types of car insurance should I purchase?

1 Answers
SanChloe
07/30/25 12:29am
Car insurance generally includes the following types: 1. Compulsory Traffic Insurance: A mandatory insurance required by the state. 2. Vehicle Damage Insurance: The insurance company provides compensation within a reasonable range after a traffic accident. 3. Third-Party Liability Insurance: In the event of a traffic accident involving a motor vehicle that causes personal injury, death, or direct property damage to a third party, the insurance company is legally responsible for economic compensation within the specified range. 4. No-Deductible Insurance: This is an additional coverage for Vehicle Damage or Third-Party Liability Insurance. Purchasing this coverage allows the car owner to be exempt from bearing the responsibility that would otherwise be required in a traffic accident, enabling them to receive 100% compensation.
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