Which Natural Disasters Are Not Covered by Insurance?
1 Answers
In auto insurance products, most insurance companies list earthquakes as an exclusion clause. Since insurance liabilities such as inability to find a third party are not covered, even if the car window glass is damaged due to natural disasters, compensation can still be claimed under the auto damage insurance. Insurance companies require the car owner to provide a meteorological certificate, so it is advisable for the owner to obtain a meteorological certificate in advance or keep relevant media reports as proof for the claim.