Which Car Insurances Can Be Skipped?
1 Answers
Third-party liability insurance, vehicle damage insurance, driver and passenger insurance, spontaneous combustion insurance, theft insurance, and glass insurance can generally be skipped, but compulsory traffic insurance must be purchased. Here are the relevant details: 1. Comprehensive insurance coverage includes: Third-party liability insurance, vehicle damage insurance, driver and passenger insurance, spontaneous combustion insurance, theft insurance, glass insurance, scratch insurance, compulsory traffic insurance, etc. 2. Considerations: From the perspective of premium payments, generally speaking, for the same vehicle model and insurance type, premiums from large companies tend to be higher than those from smaller companies. If the car is old or not highly valued, repair costs may not be exorbitant, and if the driver's skills are relatively proficient, opting for a smaller company can be more cost-effective.