Which car insurances are generally purchased?

1 Answers
LeJulian
07/30/25 3:29am
Apart from compulsory traffic insurance which is mandatory, other car insurances are optional. Here are the specific introductions of car insurances: 1. Compulsory Traffic Insurance: This is a legally required insurance that every car owner must purchase. It provides the most basic insurance claims when traffic accidents occur. In the event of an accident, compulsory traffic insurance can help car owners cover difficult-to-pay economic compensations. The compensation amount is determined based on the car owner's liability proportion in the accident and whether it causes casualties. 2. Vehicle Damage Insurance: This insurance covers damages to the insured vehicle caused by accidents when driven by the insured or an authorized driver. The insurance company will provide reasonable compensation. The premium for vehicle damage insurance is closely related to the vehicle's purchase price and the number of seats. 3. Third-party Liability Insurance: This insurance covers compensation for bodily injuries or direct property damages to third parties (excluding the driver and passengers of the insured vehicle) caused in an accident. The insurance company will compensate according to regulations.
Was this review help?
8
1
Share
More Forum Discussions

What is the lifespan of a Mazda rotary engine?

Mazda rotary engines have a lifespan of approximately 100,000 kilometers. The rotary engine uses a triangular rotor's rotational motion to control compression and exhaust. Taking the Mazda RX8 2008 manual model as an example, its body dimensions are: length 4460 mm, width 1770 mm, height 1340 mm, wheelbase 2700 mm, fuel tank capacity 65 liters, and curb weight 1406 kg. The Mazda RX8 2008 manual model is equipped with a 1.3L naturally aspirated engine, with a maximum power of 170 kW at 8200 rpm, and a maximum torque of 211 Nm at 5500 rpm.
14
2
Share

Can a Temporary ID Be Used for the Subject 2 Driving Test?

Temporary ID can be used for the Subject 2 driving test. According to the "Regulations on the Application and Use of Motor Vehicle Driving Licenses," first-time applicants for a driver's license must submit their identity proof. Although a temporary ID is valid for only three months, it still serves as the applicant's identity proof and holds the same legal validity as a permanent ID. The Subject 2 test usually requires magnetic stripe scanning, but a temporary driver's license cannot be scanned. If using a temporary ID for the Subject 2 test, you need to inform the test center staff in advance, and they will arrange the test for you. Generally, candidates using temporary IDs are scheduled to take the test last. If you lose your ID on the test day, you can apply for a temporary ID at the household registration office before the test. Subject 2: For small vehicles (C1), the test includes five mandatory items: reverse parking, parallel parking, stopping and starting on a slope, right-angle turns, and curve driving (commonly known as S-curves). In some regions, there is a sixth item: highway toll card collection. For C2 vehicles, the test includes four mandatory items: reverse parking, parallel parking, right-angle turns, and curve driving (S-curves). For large vehicles (A1, A2, A3, B1, B2), the test includes: pole test, stopping and starting on a slope, parallel parking, single-plank bridge crossing, curve driving, right-angle turns, passing through a width-restricted gate, passing through continuous obstacles, driving on undulating roads, narrow-road U-turns, as well as simulated highway driving, continuous sharp turns on mountain roads, tunnels, rainy (foggy) conditions, slippery roads, and emergency handling.
10
3
Share

What is the diameter of a 4-inch wheel in centimeters?

A 4-inch caster has a diameter of 100mm. Method for measuring dimensions: The vehicle length is the distance between the two extreme points in the longitudinal direction of the car, measured from the most protruding point of the front bumper to the most protruding point of the rear bumper. The vehicle width is the distance between the two extreme points in the transverse direction of the car, i.e., the distance between the leftmost and rightmost protruding points of the body. According to industry standards, the vehicle width does not include the width of the extended left and right rearview mirrors, meaning the width when the mirrors are folded. The vehicle height is measured from the ground to the highest point of the car, where the highest point refers to the topmost position of the roof, excluding the length of the roof antenna. Related car dimensions: The dimensions of the Peugeot 308 are not significantly different from those of the 307. The domestic Peugeot 308 has a body size of 4558mm in length, 1805mm in width, and 1505mm in height, with a wheelbase of 2612mm. Compared to the 307, there is a slight increase in length, width, and height.
1
0
Share

What size is the tire wrench for the 2010 BYD F3?

The tire wrench for the 2010 BYD F3 is size 19, and it is installed under the partition in the car's trunk. The functions of the tires are: 1. To prevent severe vibrations and early damage to car components, adapt to the vehicle's high-speed performance, and reduce noise during driving; 2. To support the entire weight of the vehicle, withstand the car's load, and transmit forces and moments in other directions. The 2010 BYD F3 is a compact car with body dimensions of 4533 mm in length, 1705 mm in width, and 1490 mm in height. The engine of the 2010 BYD F3 has a maximum power of 80.0 kW, a maximum horsepower of 109, and a maximum torque of 145.0 Nm.
8
4
Share

What is the minimum engine displacement for motorcycles to ride on highways?

Motorcycles with a 50cc engine displacement can ride on highways. Displacement refers to the volume of fluid inhaled or discharged per stroke or cycle, serving as a crucial parameter for measuring a vehicle's performance. It is usually marked on the body or rear of the vehicle. Generally, the larger the displacement, the more energy the engine releases per unit of time. The correct gear-shifting method for motorcycles is: 1. Before shifting, twist the throttle to increase its opening degree, ensuring the engine has sufficient power to maintain speed during gear changes; 2. After slightly increasing the throttle, quickly close it; 3. Use the left hand to firmly grip the clutch lever, disengaging the clutch in preparation for shifting; 4. Step on the foot shift lever to shift to a higher gear; 5. Gradually release the clutch lever; 6. Promptly twist the throttle grip backward to reopen the closed throttle.
4
0
Share

How Many Years Until a Motorcycle is Scrapped?

Motorcycles must be mandatorily scrapped after 13 years of service. Generally, motorcycles are subject to compulsory scrapping after 8-10 years of use (with slight regional variations), and those in good condition may have their service life extended by up to three years. Introduction to Vehicle Scrapping Period: The vehicle scrapping period refers to a safety inspection system based on the number of seats and the duration of use for vehicles. According to regulations, small and micro non-operational passenger vehicles, large non-operational cars, and wheeled special-purpose machinery vehicles have no usage time limit. Introduction to New Scrapping Standards: Vehicles must be scrapped if they reach the prescribed service life; if they still fail to meet the national safety technical standards for in-use vehicles after repair and adjustment; if they continue to emit pollutants or noise that do not comply with national standards for in-use vehicles after repair, adjustment, or the application of control technology; or if they fail to obtain the mandatory inspection qualification mark for three consecutive inspection cycles after the expiration of the inspection validity period.
12
0
Share
Cookie
Cookie Settings
© 2025 Servanan International Pte. Ltd.