If your car is stolen, you must immediately call the local police department's non-emergency number to file a report. This is the single most important step. Do not dial 911 unless you are in immediate danger. After contacting the police, you should then call your auto insurance company to start the claims process. Providing them with the police report number is crucial. The faster you act, the better the chances of recovering your vehicle.
Start by gathering all the essential information about your car before you call the police. This includes the Vehicle Identification Number (VIN), license plate number, year, make, model, and color. Note any unique features like dents, custom rims, or stickers. If you have a GPS tracking system like OnStar or a built-in manufacturer's app (e.g., Hyundai's Bluelink), notify the police immediately, as this can significantly aid in locating your car.
Be prepared to provide the police with the exact location and time you last saw the vehicle and a list of any personal items that were inside. After filing the police report, your insurance company will require the official report number to process a theft claim. Comprehensive coverage typically covers stolen vehicles. It's also a good idea to contact your lender or leasing company if you don't own the car outright.
| Action Step | Key Information to Provide | Contact Party |
|---|
| Step 1: Call Police | VIN, license plate, make, model, color, location/time of theft. | Local Police Non-Emergency Line |
| Step 2: Call Insurance | Police report number, details of the vehicle, list of stolen personal items. | Your Auto Insurance Provider |
| Step 3: Contact Lender | Inform them of the theft and provide the police report number. | Bank or Leasing Company |
| Step 4: Use Tracking | Provide login details or information for OnStar, Bluelink, etc. | Tracking Service Provider |
| Step 5: Monitor Listings | Check online marketplaces for parts or the entire vehicle being sold. | Websites like Craigslist, eBay |
