Where to Get the Vehicle Registration Certificate After Paying Off the Car Loan?
2 Answers
After paying off the car loan, you need to go to the vehicle management office to complete the vehicle mortgage release registration and obtain the vehicle registration certificate. The following details some matters related to the vehicle mortgage release registration: Relevant documents: When processing, you need to coordinate with the bank staff and submit documents such as your ID card and the vehicle registration certificate. Notes: To apply for the vehicle pledge record or the release of the pledge record, both the vehicle owner and the bank must apply together. The vehicle owner should fill out the application form and submit the following documents and proofs: the ID proofs of the vehicle owner and the pawnshop, and the vehicle registration certificate.
Right after I finished paying off my car loan, I went straight to the lending bank to complete the procedures and obtain the vehicle registration certificate. Just bring your ID card and loan repayment proof—the bank will verify and return the original certificate to you. Remember this crucial point: always retrieve the certificate to avoid ownership disputes. Then, promptly visit the local DMV to complete the lien release process. Bring the certificate and personal identification documents—the procedure is straightforward and quick, usually done within a day. Don’t delay, as ownership issues affect resale and security. From my personal experience, calling ahead to confirm the bank’s operating hours saves time and effort, ensuring peace of mind when driving.