Where to Check Compulsory Traffic Insurance for Motor Vehicles?
3 Answers
To check the compulsory traffic insurance for motor vehicles, the simplest way is to look at the right windshield of the car, as there is usually a compulsory insurance sticker placed there. Additionally, after purchasing compulsory traffic insurance, the insurance company will issue a policy, through which you can also view the details of the compulsory insurance. Extended Information: 1. Meaning of Compulsory Traffic Insurance: Officially known as the Compulsory Traffic Accident Liability Insurance for Motor Vehicles, it is a mandatory car insurance required by national law. Vehicles without this insurance are not allowed on the road. Driving a car without compulsory traffic insurance can result in corresponding fines. 2. Coverage: If the insured causes a traffic accident while using the insured vehicle, resulting in personal injury, death, or property loss to the victim, the insurance company will compensate for the damages within the specified limits as per the policy agreement.
Where can I check the compulsory motor vehicle insurance? As a seasoned driver with years of experience, I always make it a habit to glance at the top right corner of the windshield before driving. The insurance sticker placed there is the most direct indicator, clearly displaying the insurer's name and expiration date. If the sticker is worn or missing, I refer to the paper copy of the policy kept in the glove compartment—that’s the hard copy provided when purchasing the insurance, which I always keep handy. Oh, and nowadays, using a mobile app like PICC or Ping An Auto Insurance is even more convenient. Just log in to your account to download the electronic policy or scan a QR code for verification, eliminating the need to carry paper documents. Remember, this compulsory insurance is mandatory—don’t underestimate it. Ensuring its validity before hitting the road helps avoid fines and simplifies annual inspections. If the sticker is illegible, try calling the insurer’s customer service hotline for verification—it’s quick and easy. In short, developing a routine check habit ensures both safety and peace of mind.
Locating compulsory motor insurance is quite smart these days. For tech-savvy young people like me who enjoy using apps, it's mainly handled via smartphone. For instance, insurance company official apps allow you to view electronic policy details by entering your license plate number, including coverage dates and insured amounts, with options to export PDFs for records. Scanning the QR code on your windshield insurance decal is another reliable method - it automatically verifies authenticity to prevent counterfeit policies. I also use the Traffic Management 12123 app, which has an insurance record lookup feature in the vehicle information section. Important reminder: Compulsory insurance isn't just paperwork - it's critical protection for third-party liability coverage while driving. Set app reminders for renewal dates to avoid lapses. Phone dead? Simply check your glove compartment for the paper copy (safety first!). Regular checks ensure continuous coverage, giving peace of mind especially for long trips.
