Where to Buy Driving Test Insurance in 2021?

[MollyAnn]

In 2021, you can purchase driving test insurance on Alipay or Taobao. Here is some information about auto insurance: 1. Introduction: Auto insurance types, also known as motor vehicle insurance, referred to as vehicle insurance types. 2. Content: It refers to a type of commercial insurance that covers personal injury or property damage caused by natural disasters or accidents involving motor vehicles. Auto insurance is a type of property insurance and is relatively new in the field of property insurance. 3. Explanation: This is because auto insurance emerged and developed alongside the appearance and popularization of automobiles. Unlike modern motor vehicle insurance, early auto insurance primarily focused on third-party liability insurance and gradually expanded to cover risks such as collision damage to the vehicle body.

[HarmonyAnn]

In 2021, the driving test insurance was mainly available through online and offline channels. If you registered at a driving school, the reception coach would most likely recommend it to you proactively, as many driving schools had partnerships with insurance companies to sell bundled packages. Major driving schools like Beijing Dongfang Shishi even had exclusive products. For those who preferred not to visit driving schools, they could simply open Alipay on their phones and search for 'driving test insurance' to find products from companies like ZhongAn and PingAn. It was common to find packages costing 49 yuan covering five retake fees, but it was important to check the exemption clauses to see if passing the first subject was a prerequisite for purchase. In some regions, PICC's auto insurance consultants would even set up booths at vehicle management offices to promote their products. After purchasing, make sure the salesperson sends the electronic policy to your email immediately, as paper versions could easily get lost during claims. In case of failing the test, remember to keep the payment receipt screenshot from the 12123 traffic management app, as insurance companies recognize this as valid proof.

[StAnderson]

In 2021, four main products were promoted in the market: Ping An's Driving Test Protection Basic Plan at 59 yuan, Pacific Insurance's Full Marks Protection at 78 yuan, PICC's Driving Little Treasure at 45 yuan, and Zhong An's Driving Easy Protection exclusively available on Alipay. The key is to carefully review the coverage scope. Cheaper plans only compensate for exam fees (standard fees like 20 yuan for Subject 1 and 140 yuan for Subject 2), while more expensive ones even include simulation training fees. When purchasing, don't just look at the price. Pacific Insurance's plan requires a stamped proof from the driving school for claims, while Zhong An's plan allows online applications directly using 12123 records. For urgent needs, the Alipay channel is recommended, as the policy becomes effective within five minutes of purchase, allowing orders placed at 10 PM to be valid for exams the next day. Note that there are regional restrictions, with Xinjiang and Tibet not being covered at the time.