Where to Buy Compulsory Traffic Insurance for Motorcycles in Beijing?
2 Answers
You can purchase compulsory traffic insurance at property insurance company branches or local traffic police stations and vehicle management offices. Here is more information about compulsory traffic insurance: Definition of Compulsory Traffic Insurance: The full name of compulsory traffic insurance is "Compulsory Motor Vehicle Traffic Accident Liability Insurance." It is a mandatory liability insurance where the insurance company compensates for personal injury, death, or property damage caused to victims (excluding passengers in the insured vehicle and the insured) within the liability limits in the event of a road traffic accident involving the insured motor vehicle. Fee Standards: Compulsory traffic insurance is China's first mandatory insurance system implemented by national law. The premiums follow a nationally unified fee standard, as stipulated by the state. However, the price of compulsory traffic insurance varies depending on the vehicle model, with the main influencing factor being the "number of vehicle seats."
I've been riding motorcycles in Beijing for many years, and compulsory traffic insurance is a must. The most convenient way is to go directly to an insurance company branch, like PICC or Ping An, which have outlets in Dongcheng, Xicheng, or Chaoyang. Bring your ID card, vehicle registration, and driver's license—the price is usually around 300 yuan, and it takes about ten minutes to complete. Online purchase is also quick; just enter your info on Alipay to get insured. However, for the first time, it's recommended to visit offline to check out additional insurances like accident insurance for more comprehensive coverage. After purchasing, keep a copy of the policy for reference. Safety comes first when riding on the road, so don’t wait until the insurance expires to renew it. Remember, big companies offer more reliable services—don’t go for cheap deals with small intermediaries to avoid trouble. Regularly check and update your policy to prevent last-minute hassles during renewal.
