Where is the Vehicle Water Wading Insurance Included?
2 Answers
Vehicle water wading insurance is now included within the coverage scope of auto damage insurance. As long as you have purchased auto damage insurance, there is no need to separately purchase water wading insurance as was previously required. Introduction to water wading insurance: 1. Definition: Water wading insurance is a newly derived type of auto insurance, primarily referring to an additional insurance that vehicle owners purchase for their engines. Water wading insurance is not an independent insurance type and cannot be purchased separately; it is an add-on to basic insurance. Water wading insurance is purchased as an additional coverage to auto damage insurance, meaning vehicle owners must first purchase the main auto damage insurance before adding water wading insurance. 2. Claims Handling:
I drive a lot, especially during the rainy season, and waterlogging insurance is usually included in the vehicle damage insurance part of car insurance. Vehicle damage insurance provides basic coverage for vehicle losses, including damages caused by waterlogging, such as engine flooding or water damage to the car body. I think this is quite important because encountering waterlogged roads while driving is common in real life. If insurance doesn't cover it, you have to pay for repairs yourself, which can be costly. I suggest friends carefully review the policy terms when purchasing car insurance, as it will specify whether waterlogging insurance is included. If unsure, you can directly call the insurance company or check via their app. An additional reminder: driving through water is risky, so try to avoid deep water areas. Regularly checking your car's condition can reduce accidents. Remember, good insurance can save you a lot of trouble. Last year, I experienced a minor flooding incident, and fortunately, the vehicle damage insurance covered all the costs.
