When to Obtain the Vehicle Title Certificate?
3 Answers
When purchasing a car with full payment, the vehicle title certificate can be obtained during the license plate registration process; if it's an installment payment, the vehicle title certificate can only be obtained after the full repayment of the loan and completion of the vehicle lien release. Below is relevant information about the vehicle title certificate: 1. The vehicle title certificate, officially known as the 'Motor Vehicle Registration Certificate', serves as the household registration document for a car. During second-hand transactions, this green booklet must be handed over to the new owner. 2. If the title certificate is considered the car's identity proof, then the small booklet is the tax payment certificate, which is only issued after all applicable taxes have been fully paid.
I remember when I bought my first car, right after completing the procedures, the staff at the vehicle management office directly handed me the big green book (vehicle registration certificate). As long as you prepare all the required documents like the purchase invoice, ID card, and tax payment proof, and complete the registration process at the vehicle management office, you can basically get it on the same day. This green book is just as important as the property ownership certificate for a house, and it's essential for vehicle transfers and transactions. Make sure not to lose it, as getting a replacement is quite troublesome. If you bought the car with a loan, the bank will require this certificate to be mortgaged, and you can only retrieve it from the vehicle management office after paying off the loan. So friends who finance their cars usually have to wait two or three years before seeing it. It's best to make several copies and keep them in different places for backup.
We in the used car business know best when to get the green book (vehicle title). If you pay the full amount for a car, you can get the certificate on the spot after paying the purchase tax and getting the license plate. Nowadays, new energy vehicles get licensed quickly, done within three hours. However, financing situations are more complicated—I've seen cases where it took five years to get the title back with a loan. A reminder to everyone: before any used car transaction, make sure the seller has the green book. Last month, there was a dispute over a car still under mortgage. Also, some cities now offer electronic versions of the green book, but you still need to keep the original paper copy safe for annual inspections and ownership transfers. My advice: take a photo backup as soon as you get it—it'll make replacement much easier if it gets lost.
