When the car door is hit and the other party is fully at fault, should it be repaired or replaced?

[TylerLee]

When the car door is hit and the other party is fully at fault, it is best to replace the door. Because the door has already formed a hard deformation similar to stamping, no matter how much sheet metal work is done, the original shape of the door cannot be fully restored. The door is an accessory part, and replacing it with a new one makes the car a flawed vehicle, not an accident vehicle. Solutions if the fully at-fault party refuses to compensate: 1. Subrogation: The right of insurance subrogation is a fundamental system in insurance law, designed to provide double protection for the insured, ensuring full compensation for the insured's losses. At the same time, it prevents the insured from benefiting excessively due to insurance payouts. 2. Negligent Claims Handling: The Insurance Industry Association has issued the "Measures for Handling Cases of Negligent Claims," which clearly states in the notice: The insurer of the fully at-fault party cannot refuse to compensate the non-fault party on the grounds that the fully at-fault party has not filed a claim or lacks documentation, thus solving the problem of non-fault claims handling.