When is the ETC highway toll deducted after passing through?
2 Answers
The specific time for ETC highway toll deduction is as follows: For ETC prepaid cards, users must deposit funds in advance before use. The deduction usually occurs within 5 working days, depending on the bank's regulations. For ETC credit cards, which have an overdraft function, the bank will tally the deduction details once daily. Users only need to pay off the credit card bill by the due date. For ETC debit cards, which lack financial functions, they must be linked to a bank account or third-party payment account. The deduction time follows the rules of the linked card type. ETC stands for Electronic Toll Collection, meaning electronic toll system. To apply, the vehicle owner must provide a valid ID card and the original and photocopy of the vehicle registration certificate. If the applicant is not the owner, they must also provide their valid ID card. The photocopy of the vehicle registration certificate should include the page with the most recent annual inspection stamp. A bank card for deducting highway tolls is also required. Applicants must be between 18 and 60 years old, and the vehicle must be registered under their name. Documents required for company vehicles: An introduction letter from the vehicle owner (with official seal); a photocopy of the organization code certificate or business license (with official seal); the original ID card of the agent; the original vehicle registration certificate; and the vehicle for which ETC is to be applied. Benefits of installing ETC: Time-saving: Avoid the hassle of waiting in line; Green and eco-friendly: Low-carbon, as vehicles pass through toll stations without stopping, reducing noise, exhaust emissions, and pollution; Cost-saving: Reduce vehicle start-up and braking frequency, minimizing wear and fuel consumption; Efficiency improvement: ETC lanes can theoretically increase traffic efficiency by 2-3 times, making traditional ETC updates faster and more high-tech. Compared to license plate payment, ETC technology is more mature and advantageous. Precautions for installing ETC: Do not obstruct the view; it is best to install it behind the rearview mirror: Many car models have a steeply inclined windshield, which can reduce the driver's field of vision. If this is not considered during ETC installation, it may increase the driver's blind spot. Install it on the right side behind the rearview mirror to avoid obstructing the view. Do not interfere with charging: The ETC electronic tag consumes power but generally does not require charging or battery replacement, as it has a solar panel on the back for self-charging. Therefore, avoid installing it on the blackened areas of the windshield or positions that may block the solar panel. Do not remove it arbitrarily once installed: The button in the middle of the adhesive is an anti-removal lever connected to a switch. Once the electronic tag is installed, the windshield will press the anti-removal lever in. If removed arbitrarily, the lever will pop out and trigger the switch, locking the electronic tag and rendering it unusable. You will then need to visit an ETC service point to unlock it. This is designed to prevent multiple vehicles from sharing one device.
I've used ETC on the highway so many times and noticed that the deduction usually happens right after passing the toll station, with at most a few seconds delay. Sometimes it's deducted in real-time, but you might see the mobile banking notification arrive a few minutes later, because the system is processing the transaction data in the background to ensure accuracy. Once I forgot my card had no balance, and the deduction happened a few days later with a late fee, so it's important to keep an eye on the account balance, preferably by linking a bank card with auto-recharge. ETC is quite convenient, eliminating the need to stop and pay with cash, saving time and reducing accidents. It makes long-distance trips much smoother. I recommend keeping the device signal strong and checking the device regularly for any malfunctions to avoid deduction failures.
