When is the ETC fee deducted?

2 Answers
DiDonovan
07/24/25 5:06am
The specific timing for ETC highway toll deductions is as follows: For ETC stored-value cards, users must pre-deposit funds before use. The deduction usually occurs within 5 working days, subject to the issuing bank's regulations. For ETC credit cards, which have an overdraft function, the bank compiles a daily deduction summary. Users only need to repay the credit card bill by the due date. ETC stands for Electronic-Toll-Collection, meaning electronic toll collection system. To apply, provide the vehicle owner's valid ID and original/copy of the vehicle registration certificate. If applying on behalf of the owner, the agent's valid ID is also required. The copy of the registration certificate must include the page with the most recent annual inspection stamp. Additionally, a bank card for deducting highway tolls is needed. Applicants must be between 18 and 60 years old, and the vehicle must be registered under their name. How ETC works: An onboard electronic tag installed on the vehicle's windshield communicates with microwave antennas in ETC lanes at toll stations. Backend computer networking technology settles transactions with the bank, allowing vehicles to pass through highway or bridge toll stations without stopping to pay. Benefits of installing ETC: Time-saving: Eliminates the hassle of waiting in queues; Green and eco-friendly: Reduces noise and exhaust emissions by enabling vehicles to pass toll stations without stopping; Cost-saving: Reduces vehicle startup and braking frequency, minimizing wear and fuel consumption. Users also enjoy toll discounts; Improved efficiency: ETC lanes can theoretically increase throughput by 2-3 times, making traditional ETC more advanced, faster, and high-tech. Compared to license plate payment, ETC technology is more mature and advantageous.
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LeonardoFitz
08/11/25 12:45am
I've been using highways for years, and ETC is very convenient. The fee deduction usually completes directly when passing through the toll station exit. The device senses my card and immediately deducts the fee from the linked bank card or account, almost instantly. Sometimes, due to network delays, it might take a while to receive the SMS notification, but generally not more than a day. I recommend regularly checking records on the ETC App to avoid misunderstandings about fees. For example, I've experienced slightly delayed deductions during peak holiday periods, but the system is very reliable. If the device's battery is low or not properly installed, the fee deduction may fail, requiring manual handling. Overall, ETC fee deduction happens the second you drive through, eliminating the hassle of queuing. Regularly checking your card status ensures a more worry-free drive.
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