What types of insurance should generally be purchased for private cars?

[DiIsabella]

Private cars must purchase compulsory traffic insurance, and commercial auto insurance can be selected based on needs, such as vehicle damage insurance, third-party liability insurance, passenger liability insurance, and their additional coverages. Below is an introduction to the relevant insurances: Compulsory traffic insurance: It is mandatory insurance, and all vehicles must purchase compulsory traffic insurance; otherwise, they are not allowed on the road. Commercial auto insurance: Includes vehicle damage insurance, third-party liability insurance, passenger liability insurance, and their additional coverages, providing protection for the vehicle's own losses, third-party losses in accidents, and passenger losses, respectively. If financial resources are limited, one can choose to insure only one of them based on needs. If financial conditions permit, one can choose to insure all or multiple of them.