What types of insurance are required for a car?

[LeFrank]

The mandatory insurance for passenger vehicles is compulsory traffic insurance (CTI), and car owners can also purchase additional insurance based on their actual needs. Below is an introduction to other types of auto insurance: 1. Third-party liability insurance: This covers compensation provided by the insurance company when the insured or their authorized qualified driver causes accidental harm to a third party's life, health, or property during vehicle use, primarily supplementing the limitations of CTI. 2. Vehicle damage insurance: This compensates for losses to the insured vehicle caused by natural disasters (excluding earthquakes) or accidents within the scope of insurance liability, as stipulated in the insurance contract. 3. Passenger liability insurance: Also known as "seat insurance" or "passenger insurance," it covers personal injuries to designated passengers in the insured vehicle caused by the vehicle's own liability, functioning similarly to accidental injury insurance.