What types of insurance are included in motor vehicle damage insurance?

[LaMaximus]

Motor vehicle damage insurance refers to the insurance where the insurer compensates the insured for the damage or loss of the insured motor vehicle caused by accidents within the coverage scope. Due to the numerous potential accidents involving insured vehicles, countries generally offer comprehensive insurance to expand protection for the insured. However, some high-frequency loss incidents may sometimes be listed as independent insurance types. The following are additional details: The insurer does not cover compensation for: earthquakes, wars, military conflicts, terrorist activities, riots, seizures, confiscations, government expropriations; competitions, tests, during repairs or maintenance at commercial repair facilities; using the insured vehicle for illegal activities; operating the insured vehicle under the influence of alcohol, drugs, or narcotics; hit-and-run incidents involving the insured vehicle; or if the driver falls under any of the following circumstances.