What types of car insurance must be purchased?

[LaBrody]

The mandatory car insurances include: 1. Compulsory Traffic Accident Liability Insurance: This is required by national law, and vehicles cannot legally operate on the road without it; 2. No-Deductible Insurance: This is an additional coverage attached to other commercial insurances. Without it, the deductible portion may need to be borne by the vehicle owner; 3. Vehicle Damage Insurance: This primarily protects your own vehicle. The cost is usually based on the car's value, with higher-priced cars incurring higher premiums; 4. Third-Party Liability Insurance: This covers damages to others. In case of an accident, the compulsory insurance is used first, and any excess is covered by the third-party liability insurance; 5. Scratch Insurance: It is recommended for new cars, especially for novice drivers who may encounter minor collisions, as it provides better protection.