What types of car insurance are generally purchased?

[LeCassidy]

Car insurance is mainly divided into compulsory traffic insurance and commercial auto insurance. Generally, four types are purchased: compulsory traffic insurance, vehicle damage insurance, third-party liability insurance, and no-deductible insurance. Here are the relevant introductions: 1. Compulsory traffic insurance: Compulsory traffic insurance is a mandatory insurance required by the state. It is a compulsory liability insurance where the insurance company compensates for personal injury, death, or property loss of victims caused by road traffic accidents involving the insured vehicle within the liability limits, but does not include the vehicle's occupants and the insured. 2. Vehicle damage insurance: Vehicle damage insurance refers to compensation by the insurance company within a reasonable range when the insured or an authorized driver causes damage to the insured vehicle during an insurance accident while driving the insured vehicle.