What to Pay Attention to When Buying a Car
2 Answers
When buying a car, you need to pay attention to confirming purchasing power, key considerations, on-site confirmation, etc. The specific details are as follows: Confirming Purchasing Power: Determine your purchasing power to ensure that buying a car does not affect the overall quality of life for your family. Generally, this is based on the family's average income over the past three years. Typically, 20% of the family's income over three years can be allocated, but it should not exceed 10% of the family's fixed asset value. Key Considerations: For family cars, safety is the most important factor, followed by affordability. Since a car's safety carries the lives of the entire family, safety is the top priority. On-Site Confirmation: Based on the above two steps, narrow down the car models you are interested in. Visit the 4S store in person for on-site confirmation, including test drives, price inquiries, loan options, maintenance, and other related details.
When it comes to buying a car, I need to plan carefully starting with the budget. Besides the price of the car itself, insurance costs, annual taxes, and usage expenses must all be calculated clearly—otherwise, it would be awkward to afford the car but not its upkeep. For a new car, a test drive is essential; take a few laps to feel the acceleration, braking, and seat comfort, and also check functions like blind-spot monitoring and airbags. When buying used, always check the vehicle history report—avoid accident or flood-damaged cars—and it's best to have someone accompany you to inspect the car and listen for smooth engine sounds. Choose lower loan interest rates and keep monthly expenses within 20% of your income for lighter long-term burdens. Safety is absolutely a priority—don’t skimp on essentials like anti-lock brakes or stability control systems just to save money.
