What to Do with Car Damage Caused by Typhoon?
1 Answers
When a tree falls during a typhoon and hits a car parked by the roadside, if you want to file a claim with the insurance company, you can apply for compensation through auto damage insurance. Auto damage insurance, officially known as Vehicle Loss Insurance, covers damages to the car body caused by external factors, including natural disasters such as lightning, storms, floods, hail, and typhoons. Vehicles damaged by falling objects from high altitudes or crushed by lamp posts or large trees during a typhoon can file claims with the insurance company under Vehicle Loss Insurance. Before filing a claim, it is crucial not to move your car arbitrarily. Instead, you should call the insurance company to explain the situation. The insurance company will promptly arrange for a tow truck to handle the damaged vehicle. Even if a tow truck cannot be arranged immediately, they will guide you on what to do. Moving the vehicle randomly will increase the difficulty for the insurance company's on-site investigation, making it hard for claims adjusters to determine the accident's circumstances, which can complicate the entire claims process. Therefore, what you need to do at this time is to call the insurance company to report the incident and immediately take photos of the scene to preserve evidence.
