What to Do When Your Parked Car Gets Scratched by Someone Else?
1 Answers
If your car is scratched while parked in a residential parking space and there is a storage contract with fees involved, the property management is responsible for compensation. Otherwise, the property management is not liable for compensation. You can also file an insurance claim. Specific details are as follows: 1. Article 374 of the 'Contract Law of the People's Republic of China': During the storage period, if the stored item is damaged or lost due to improper storage by the custodian, the custodian shall be liable for damages, unless the storage is free of charge and the custodian proves that there was no gross negligence, in which case the custodian is not liable for damages. 2. Scratch Insurance: You can file an insurance claim if your car is scratched. Scratch insurance is an additional coverage that can only be purchased if the owner has already insured the car against damage. The insurance liability of scratch insurance covers 'malicious acts by others that cause artificial scratches on the insured vehicle's body.'