What to Do When Your Car is Submerged in Heavy Rain?
1 Answers
Report the incident to your insurance company for registration. If conditions permit, take photos to preserve evidence for later damage assessment and claims. Due to the uncertain circumstances of the car being submerged, it is not recommended for the owner to attempt self-rescue. Both insurance companies and 4S shops offer towing and rescue services, or you can contact a rescue company for towing. Towing fees are generally covered by the insurance company. If the vehicle is submerged for an extended period, the impact on its components will increase, so it is advisable to contact the insurance company for damage assessment as soon as possible. Below is additional information: 1. Hazards of a submerged car: (1) A water-soaked car is highly prone to rusting of body components, shortening its lifespan and reducing safety performance. (2) Water damage can cause corrosion and rusting of the vehicle's wiring, leading to sudden stalling or spontaneous combustion due to short circuits while driving, with unimaginable consequences. (3) The repair costs for water-damaged vehicles are very high. If the water ingress is severe, the repair costs may exceed 50% of the vehicle's original value. 2. Methods to prevent vehicle submersion: (1) Avoid parking in low-lying areas whenever possible. (2) If the vehicle is usually parked in an underground garage in a residential area, it is best to remind the property management company to conduct flood season checks and ensure the drainage system is functioning properly. (3) When encountering waterlogged areas while driving, control your speed. Driving too fast can cause water to splash up. If you are unsure whether the vehicle can safely pass through the waterlogged area, it is advisable to decisively avoid proceeding.
