What to Do When Your Car is Hit While Parked on the Roadside?
2 Answers
If there are surveillance cameras in the parking area, you can choose to report to the police, retrieve the surveillance footage, and then locate the at-fault party for compensation. Filing an insurance claim will not result in full reimbursement. Typically, the insurance company will cover 70% of the costs, and the remaining portion will need to be paid out of pocket.
I previously encountered a situation where my car was hit while parked on the roadside. At the time, I first confirmed that I was not injured, then immediately got out of the car to inspect the damaged areas. I took out my phone to take photos and videos, capturing details including the license plate, impact points, the position of the other vehicle, and a panoramic view of the road. Remember, never move the car to avoid destroying the scene. Next, I called 110 to report the incident, clearly describing the location such as the street name or landmark, and stating that it was a non-moving accident. When the police arrived, I cooperated in making a statement and obtained the accident liability determination form. At the same time, I noted down the other driver's information: license plate number, name, phone number, and ID card number. If lucky, I would find witnesses nearby and keep their contact information as testimony. Afterward, I contacted my insurance company to submit the necessary materials for a claim. For prevention, I suggest parking under surveillance cameras and installing a 24-hour dashcam, which is also very practical. Safety first—stay calm when dealing with incidents and avoid impulsive discussions about liability. For repairs, go to a reputable shop for a comprehensive check of hidden issues.
