What to Do When Your Car Is Hit by Someone Else Who Is Fully at Fault?
1 Answers
In the event of a traffic accident that only results in property damage, the party who is not at fault or bears partial fault can claim compensation from the other party. You can demand the portion not covered by the other party's insurance. If the other party disagrees, you can file a lawsuit. Claims Process: Bring your driver's license, accident report, owner's ID card, and bank card to the other party's insurance company to assess the damage to your car; have your car repaired at a repair shop approved by the insurance company; you may advance the repair costs within the assessed damage range; after confirmation via phone between the insurance company and the other party's car owner, the repair costs can be directly transferred to the owner's bank card; if phone confirmation is not possible, present the repair invoice in person to the other party's car owner to demand payment; if payment is not received, you can file a lawsuit in court. Injuries Without Disability: If you are injured in a traffic accident but the injuries do not reach the level of disability, the injured party can claim compensation for 7 items: medical expenses, lost wages, nursing fees, transportation costs, accommodation expenses, hospitalization meal subsidies, and necessary nutrition fees.
