What to Do When Your Car Gets Scratched While Parked on the Roadside?

[NaomiLee]

When this happens, you should handle it as follows: 1. First, call the police immediately and provide them with the approximate time, location, and details of the incident. Also, check if there are any surveillance cameras nearby. If there are, note their numbers and inform the police. The police will then assist in locating the vehicle responsible, and you will need to wait patiently until the results are available. 2. If the scratch is minor, it is not advisable to file an insurance claim, as the number of claims is closely tied to the insurance premium you will pay the following year. Therefore, for minor scratches, it is best to handle them yourself. If the damage is severe, it is recommended to file an insurance claim and wait for the insurance adjuster to assess the damage. 3. If the person responsible cannot be found, the parking lot or property management may be required to compensate you. Important Notes: When parking, always try to choose a formal parking lot. If no parking lot is available, opt for a spot with surveillance cameras. Additionally, avoid parking in narrow spaces whenever possible. Parking within marked lines is the safest method.