What to Do When Your Car Gets Scratched in a Parking Lot?
1 Answers
If your car gets scratched in a parking lot, the first responsible party should be the parking lot itself, especially if it is a paid parking area. The parking lot has a duty of care for the vehicles parked there. If the vehicle is damaged or lost due to poor management by the parking lot during the parking period, the parking lot should be held accountable. The correct approach is to first seek compensation from the relevant parking lot. If it becomes difficult to prove liability with the parking lot, you can then negotiate with your insurance company. More details are as follows: 1. Some insurance companies may provide partial compensation within the scope of vehicle damage coverage, but there are cases where certain insurers may refuse to pay. According to the exemption clauses in auto insurance: If the loss of the insured vehicle should be compensated by a third party but the third party cannot be identified, the insurance company will compensate, but an absolute deductible rate will apply within the coverage limits. 2. To avoid scratches in parking lots, pay attention to parking techniques. When parking in a lot, it's best to have the front of your car facing the driving lane for easier exit. 3. Scratches often occur during reversing because many drivers focus half their attention on the rear of the car. If the steering wheel is turned too early or too much, the front of the car may easily scrape against adjacent vehicles. The correct method is to drive past the parking space you want to enter, align your car as straight as possible with the space, then shift into reverse and back into the spot.
