What to Do When Your Car Gets Rear-Ended?
2 Answers
Vehicle drivers should immediately stop, protect the scene, and call 110 to report to the traffic police, requesting a traffic accident liability determination form. Both parties should report to their respective insurance companies. It is best to wait for the insurance company to send personnel to the scene for investigation and fill out the on-site investigation record. Prepare valid vehicle license, driver's license (both original and copy), and other necessary documents. Be sure to obtain a copy of the other party's compulsory traffic insurance policy. Directly hand over to the professional insurance staff at the 4S store.
When I encountered a rear-end collision, my first thought was to ensure safety. I immediately pulled the car over to the side of the road and turned on the hazard lights to prevent a secondary collision. Before getting out of the car, I checked myself and the passengers for any injuries. If no one was hurt, I then communicated with the other driver, avoiding any immediate arguments. Calmly, we exchanged driver's licenses and contact information, took photos of the damage details and the scene location with my phone, and if there were any witnesses on the roadside, I asked for their phone numbers to assist in providing testimony. I promptly called the police to handle and record the accident, waiting for them to arrive and register the information before leaving. After the incident, I went to a 4S shop or a professional repair shop as soon as possible to check the chassis and body for any hidden damages. Remember, keeping emotions stable can reduce additional risks. This experience taught me to maintain a safe distance while driving to avoid similar troubles.