What to Do When Your Car Gets Hit?

1 Answers
HaydenDella
07/29/25 8:45pm
After a traffic accident occurs, the first thing to do is to report to the traffic police and then call your insurance company. Let the traffic police determine who is at fault and how to handle the situation, while the insurance company assesses the damage and determines if it falls within the claim coverage. Follow the instructions of the traffic police first, then take your car to the repair shop as required by the insurance company. Here are the specific steps: 1. Damage Assessment: Typically, if the vehicle damage is not severe, the insurance surveyor can assess the damage on the spot. If the damage is significant, you will need to go to an assessment center. 2. Submit Claim Documents: According to the insurance policy, the policyholder should submit the necessary accident documents to the insurance company within ten days after the traffic authorities have concluded the case. Once these steps are completed, the car owner can wait for the insurance company's claim notification with peace of mind.
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