What to Do When You Scratch Someone Else's Car While Reversing?

1 Answers
DiDelilah
07/29/25 9:36am
If you scratch someone else's car while reversing, you should promptly notify the traffic police and your insurance company. Below is relevant information regarding minor scratches: 1. Report to the police: Reporting to the police can help locate the responsible party through surveillance and facilitate a claim. 2. File an insurance claim: If the car was parked legally on the roadside and was scratched, you can directly file a claim with your insurance company. If the responsible party is not found, the insurance company typically has a 10-30% deductible rate, meaning they will cover 70% of the repair costs, while the remaining 30% will be the car owner's responsibility. 3. Repair methods: For minor scratches, repainting is usually sufficient.
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